One of the most common car crash injuries is back pain. For some victims, a back injury might be temporary and minor. For others though, a back injury can lead to a lifetime of pain and steep medical bills. Your ability to receive compensation for your back injury depends on the following factors:
Level of injury: Florida is a no-fault insurance state. This means that if you are injured in an accident, your personal auto insurance covers the first $10,000 worth of medical bills and lost wages regardless of who caused the accident (subject to your deductible and paying 80% of each bill until it reaches the $10,000 limit). If the cost of your injuries is more than $10,000 and the other driver is at fault, you can file a lawsuit against them. You can recover compensation for economic costs, such as medical bills and lost wages. You may be able to recover non-economic losses, such as pain and suffering, if your injuries meet one of the following criteria:
- There must a significant and permanent loss of an important bodily function.
- The injury must be permanent.
- There is permanent scarring or disfigurement.
Value of Opposing Party’s Insurance: Florida law does not require that drivers carry a minimum amount of bodily liability coverage for others’ injuries. Therefore, the amount of coverage that an individual driver carries can range widely. The amount of compensation that you will be able to obtain will be dependent on the amount of bodily liability coverage that the opposing party purchased.
Value of Your Insurance: If the opposing party lacks sufficient bodily liability coverage, the value of your own uninsured / underinsured motorist coverage will impact the amount of available compensation.
Comparative Negligence: In Florida, the police, insurance company, and/or jury assign both parties in a car accident levels of fault, or blame, for the accident. For example, the other driver may be 90% at fault and you may be 10% at fault. The amount of compensation that you are awarded for the accident will be reduced by the percent that you were at fault. So, if a jury decides that the opposing driver owes you $100,000 for your injuries and that you were 10% at fault for the accident, you would receive $90,000.
Experience and Skill of Your Attorney: Your attorney’s ability to investigate the accident, develop a compelling argument to prove the severity of your injuries, as well as litigate the case in front of a judge and jury, plays a large role in your ability recover damages. At Rader Law Group, we specialize in securing compensation for victims of car accidents. We have won millions of dollars in settlements and judgements for clients who were victims of car accidents. Contact us today so we can develop a plan to help secure justice for your injuries.
Rader Law Group, LLC
With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.
At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.
References Used:
Online Sunshine. Statutes & Constitution :View Statutes : Online Sunshine (state.fl.us). Accessed February 4, 2022.