Auto Insurance Archives - Cutler Rader, P.L.

I Was Hit by a Car as a Pedestrian Crossing the Street. How Can I Collect Compensation for My Injuries?

You are crossing the street and out of nowhere, a car hits you, sending you flying through the air and landing in the middle of the road with a thud. You’re in severe pain and disoriented. A bystander calls 911 and an ambulance whisks you to the hospital. Fortunately, your injuries are not life-threatening, but Learn More “I Was Hit by a Car as a Pedestrian Crossing the Street. How Can I Collect Compensation for My Injuries?”

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Car Safety for Teens

Your “baby” has just turned 15 and is learning to drive. Few situations in life are more terrifying to parents than envisioning their child behind the wheel of a car. While most teenagers do their best to be responsible drivers, the fact remains that they are highly inexperienced and may not always make the right Learn More “Car Safety for Teens”

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Do I Really Need Uninsured Motorist Insurance in Florida?

Every day our attorneys meet car crash victims. Many of these people are safe drivers with clean driving records. They just happened to be in the wrong place at the wrong time. Having uninsured motorist insurance can be your lifeline if you find yourself in this situation. In 2021, 400,431 vehicle crashes occurred in Florida, Learn More “Do I Really Need Uninsured Motorist Insurance in Florida?”

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The Full Coverage Myth of Auto Insurance

When we first sit down with a potential new client involved in an auto accident, one of the first questions we must ask is what insurance coverage this injured person may have. In response, we often hear, “I have full coverage.” But this is a commonly misunderstood term, and people are often surprised when “full Learn More “The Full Coverage Myth of Auto Insurance”

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Reviewing Your Insurance Policies

We have written before on the various types of auto insurance available to Florida drivers. Now, stuck at home during the coronavirus outbreak, it is as good a time as any to review your policies to be sure that you and your loved ones are properly insured. It is also a great time to shop Learn More “Reviewing Your Insurance Policies”

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Uninsured Motorist Coverage in The Age of Covid-19. Why, More Than Ever, You Need Uninsured Motor Coverage, And Lots of it.

If we haven’t convinced you yet that you need uninsured motorist coverage, and lots of it, let us try to light another fire under you – Covid-19- flares around us. In the age of Covid-19, people have lost their jobs. They’re hurting and forced to make decisions about what to pay for first- food, rent, Learn More “Uninsured Motorist Coverage in The Age of Covid-19. Why, More Than Ever, You Need Uninsured Motor Coverage, And Lots of it.”

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Insurance Reform on The Way?

Without fail, not a week goes by where we are forced to tell a new client, injured in a car crash, that there is nothing we could to help because the person who hit them had no insurance. These people leave our office in pain, angry and saddened by the state we live in. It Learn More “Insurance Reform on The Way?”

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Why You Need Uninsured Motorist Insurance Coverage – and Lots of It!

You’re sitting at a red light, minding your own business when a drunk driver rear ends you – hard. Your head snaps, you have searing pain in your neck and your hand goes numb. You’re sitting in your car waiting for an ambulance, and you feel like you can’t move. You’re terrified and praying that Learn More “Why You Need Uninsured Motorist Insurance Coverage – and Lots of It!”

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Attention Parents: Mistakes Teen Drivers Commonly Make

Teen drivers make many mistakes while behind the wheel due to inexperience. Some of the main mistakes they make are: Following too Closely – Many teenagers follow too close to the vehicle in front of them. Rule of thumb is keep 10 feet distance for every 10 miles per hour. Speeding – Teenagers have been reported Learn More “Attention Parents: Mistakes Teen Drivers Commonly Make”

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Florida Auto Insurance Coverage

Florida law requires that all drivers carry a minimum policy with Property Damage Liability (PDL) and Personal Injury Protection (PIP). Each of these coverage types must have a minimum payout of $10,000. Buying insurance that meets the bare bones state mandated requirements will almost always be your cheapest option, but will not fully protect you. Learn More “Florida Auto Insurance Coverage”

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