When you set up a carpool for your children’s activities, you expect that they will arrive at their destination safe and sound. It’s every parent’s nightmare to receive a call that their young child is being transported by ambulance to the hospital after being in an accident during their carpool. A million thoughts whirl around your head – will they be ok? Will there be long term damages? Will I have to take time off from work to care my child? How will we pay for the hospital bills?
Paying for Minor Injuries
If you own a car, the first place to file a claim is your own Personal Injury Protection (PIP) insurance. It may sound strange to call your own insurance company when you were not the driver in the accident, but since Florida is a no-fault insurance state, that is the first step. If you don’t own a car and don’t have your own PIP, you would file a claim with the PIP coverage of the driver where your child was a passenger. PIP insurance covers the driver of the car, their family members and any passengers in the car that lack their own PIP insurance. PIP only covers up to $10,000 of expenses for medical costs and lost wages, so if your child was badly injured, this will likely not be enough to cover their bills. PIP also does not cover for pain and suffering and mental anguish.
Paying for Major Injuries
If your child sustained a traumatic brain injury, spinal cord injury, scarring, or other serious, permanent injuries, you can sue the driver responsible for the accident. This may be the carpool driver, the other driver, or both, depending on who is found to be at-fault for the accident. This becomes complex very quickly if both drivers are found to be at-fault for the accident or one of the insurance companies is denying fault for the accident. Your best bet is to contact an experienced car accident attorney, like Rader Law Group, as soon as possible to seek justice on your behalf. You are entitled to receive compensation for medical bills, rehabilitation costs, medication, lost wages for you and/or your spouse, costs for future anticipated medical expenses for your child, and pain and suffering. We will employ every legal option for you to receive compensation for your child’s injuries. While the majority of cases are settled out of court, we have a team of litigators ready to fight your case in court if necessary.
You love your child more than anything in the world. They deserve to have the best medical care available, now and in the future, to help them recover from their injuries and live their best life possible. Contact Rader Law Group today for a free consultation so we can advise you of your options and start on the road to financial recovery from your child’s accident.
Rader Law Group, LLC
With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.
At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.
References Used:
Florida Department of Highway Safety and Motor Vehicles. Crash Dashboard – Florida Department of Highway Safety and Motor Vehicles (flhsmv.gov). Accessed July 5, 2022.